I had recently came across with this popular London based remittance service App which offers more than 750 currency globally including GBP, USD, EUR, SGD, MYR, INR, PHP and etc. The company able to offer very competitive mid-market rate as compare to the typical bank or telegraphic transfer agent.
Now, TransferWise offers free money when you sign up and perform your transfer.

1. Register for free.
Sign up via this link for free. All you need is an email address, or a Google or Facebook account.
2. Choose an amount to send.
Decide how much you would like to send to oversea account. All fees, if any will be informed upfront. It will tell you when your money should arrive.
3. Add recipient’s bank details.
Fill in the details of your recipient’s bank account.
4. Verify your identity.
You may ask to be verified by submitting national identity document.
5. Pay for your transfer.
Send your money with bank.
Done
Claim your SGD10* from me after your had completed 1st transfer to oversea. Repeat the same process for your friends. You will be awarded for SGD100 after every 3 completed transfer by 3 new sign up.
*Term and condition apply
If you need any help, you may WhatsApp me for faster reply.
